Essential Wealth Planning Areas
Financial Planning
Investment Management
Investment Management
- Assess current financial position
- Define future goals
- Are you on track?
- Industry leading financial planning and tools such as Riskalyze and Moneyguidepro
Investment Management
Investment Management
Investment Management
Ongoing management of retirement and non-retirement assets
- Full Advisory & Brokerage services available
- Cash management
- Aiming to maximize returns on your guaranteed assets
Insurance
Investment Management
Education Funding
- Understand your risks -- what risks are you choosing to insure against?
- Life insurance
- Disability insurance
- Long-term care insurance
- Medicare review at age 65
Education Funding
Distribution Strategies
Education Funding
- How to structure college funding - savings, loans, grants, out of pocket
- 529 & other account types
- Potential tax advantages
Distribution Strategies
Distribution Strategies
Distribution Strategies
- RMD planning/tax effect
- Income planning to/thru retirement
- Estate & legacy planning
- Aiming to optimize IRA withdrawal
- Charitable giving
- Estate legacy/inheritance
Income Planning
Distribution Strategies
Distribution Strategies
- Social Security review and filing options
- Pension analysis
- Portfolio withdrawal plans
- Annuities & guaranteed lifetime income options
Estate Planning
Cashflow & Liability Mgmt
Consulting Services
Beneficiary review
- Assist with getting documents in place:
- Will
- POA
- Medical directive
- Trust (if applicable)
- Coordinate with attorney as needed
Consulting Services
Cashflow & Liability Mgmt
Consulting Services
- Financial consulting for personal & business objectives
- Review of current employer retirement plans--401(k), 403(b), etc.
Cashflow & Liability Mgmt
Cashflow & Liability Mgmt
Cashflow & Liability Mgmt
Assist with addressing needed cash reserves/emergency funds
- Address debt elimination/ optimization and seek to:
- Minimize debt payback
- Maximize tax efficiency on interest paid
- Partner with CPA and mortgage professional as neede